View more on these topics

Halifax Intermediaries – 2-Year 4.89% Fixed

Halifax Intermediaries – 2-Year 4.89% Fixed

Type: Fixed-rate mortgage

Fixed term: Until November 30, 2011

Fixed rate: 4.89%

Minimum loan: No minimum

Maximum loan: Up to 85% of valuation subejct to a maximum of £500,000

Income multiples: Based on affordability

Flexible features:Overpayments, underpayments, payment holidays, interest calculated daily

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period, available for purchase only,

Arrangement fee: £990 product fee payable £245 mortgage account fee

Redemption fee: 3% of the amount repaid in year one, 2% in year two

Introducer’s fee: Refer to lender




Ford claims PwC has conflicts over Keydata

Keydata founder Stewart Ford has accused Pricewaterhouse Coopers of conflicts of interest in its handling of the structured product firm. On Tuesday, Ford sent an open letter to administrator Dan Schwarzmann claiming PwC has conflicts of interest over Keydata and called for a public res-ponse from PwC. PwC says: “The Serious Fraud Office is investigating […]


IFP won’t let firms sidestep the RDR

The Institute of Financial Planning has warned that it will not allow advisers trying to avoid RDR regulations to use the IFP to set up an unregulated financial planning firm. Financial planning is not in itself a regulated activity and the IFP is concerned that it could become a bolthole for advisers attempting to avoid […]

Workplace pensions must follow 5% euro rule

Standard Life has warned occupational pension scheme trustees to make sure their plans do not have more than 5 per cent invested in their sponsoring employer. European regulations res-trict pension scheme investmnent in a sponsoring employer, including collective investments, to a maximum of 5 per cent. An exception has allowed life companies to have up […]

Gross mortgage lending down 14% in August

Gross mortgage lending fell to £11.4bn in August, a 14 per cent drop from the £13.3bn reported in July, according to the Council of Mortgage Lenders. The August total is also 6 per cent down from the £12.1bn recorded in August 2009. It is also the lowest August total since 2000, when gross mortgage lending […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm