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Halifax – 2-Year 4.59% Fixed Remortgage – Direct

Halifax – 2-Year 4.59% Fixed Remortgage – Direct

Type: Fixed-rate remortgage

Fixed term: Until May 31, 2013

Fixed rate: 5.49%

Minimum loan: £1m

Maximum loan: Up to 75% of valuation subject to a maximum of £7.5m

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period, free valuation, free in-house legal fees

Flexible features: Overpayments, underpayments, payment holidays of up to six months, interest calculated daily

Arrangement fee: £1,499 plus £245 mortgage account fee

Redemption fee: 3% of the amount repaid in year one, 2% in year two

Introducer’s fee: None




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