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Half of people have no will

Standard Life says half of the UK population have no will and 75 per cent have not signed a power of attorney. In the survey of 1,008 adults, over 40 per cent have not told their families the whereabouts of important documents.

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LV= makes tax free cash compensation pledge

LV= claims it is the only provider in the life and pensions market to pay compensation to consumers if they do not receive their tax free cash within seven working days on its unsecured pension plans.The mutual is guaranteeing that pensions commencement lump sum payments will be paid within seven working days or £1,000 compensation […]

Consumer confusion

I am not sure why David Elms thinks that the Forum for Fee Based Advice service is being offered prematurely. What we are trying to do is simply respond to market forces by matching the increasing number of consumers seeking a fee-only adviser with those adviser firms that have already made the switch to a […]

Stakeholder offices ready to add charge

Life offices say they may introduce an up-front charge on stakeholder pensions if it is decided that personal accounts are to operate under a hybrid charging structure.Scottish Widows head of pensions market development Ian Naismith says if the Personal Accounts Delivery Authority chooses to run personal accounts with a combination of an initial charge and […]

Guide

Guide: how to change your auto-enrolment support

As we approach the two-year milestone of auto-enrolment, employers have had the opportunity to truly assess the capabilities of their chosen support. They are also now realising that getting to the staging date was the easy part, and that support is required for almost every aspect of the day to day running of their scheme. With the three-year re-enrolment window coinciding for many with the total removal of commission and Active Member Discounts from pension-related products and services, as well as the introduction of the pension charge cap in April 2015, many employers will have no choice but to review their support options. But, what is involved in transitioning your auto-enrolment scheme away from your current support options? This guide from Johnson Fleming aims to outline some of these key areas and provide information and discussion points on what you need to consider.

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