Guide: what you need to consider for your auto-enrolment project
In this guide, Johnson Fleming reveals what items you need to understand to gauge the impact of auto-enrolment on your business. The guide focuses on: the impact that your auto-enrolment scheme will have on you; assessing your workforce; understanding your staging date; reviewing your current provision; and modelling contribution levels and costs.
Which? is calling on the Government, employers and the financial services industry to develop a national strategy to boost savings levels. In a new report, the consumer group says just 41 per cent of people have savings equal to 3 months essential expenditure – the figure recommended by Government. It also found 24 per cent […]
Cirencester Friendly has launched its first non-Holloway income protection policy targeting financial advisers, mortgage advisers and insurance brokers. The mutual previously offered Holloway income protection only, with a lump sum payment at the end of the policy term in return for additional premium payments. In 2000 the Financial Services Authority deemed such policies to be […]
Some might say Transact chief executive Ian Taylor is taking a stance of cautious optimism as he continues to prime his business for sale but is wary of over-hyping it. Late last year, the platform carried out a share buyback in which it purchased 4 per cent of the business from shareholders. It also moved […]
Quoting the famous adage, prevention is better than cure; there are many proactive benefits that can improve wellness in the workplace, decrease stress, increase staff morale and reduce absenteeism, as well as attracting and retaining employees of a higher standard. With a recent study showing that employees in Britain are working below peak productivity, preventative benefits can ensure you address potential health issues or causes of stress at their source and ensure productivity in the workplace remains at an optimum level. With this in mind, how are you using preventative benefits to help keep your workforce happy and healthy?
Advice giant St James’s Place will block access to its investment platform for 10 days while it migrates services to a new provider. SJP tells Money Marketing that the work will affect online service ability for clients between 19 October and 29 October. A spokesman says: “SJP will carry out essential maintenance to our systems as part […]
This summer saw the S&P 500 rule headlines for enjoying the longest-running bull market in history. Yet, as per the old adage, what goes up inevitably comes down, and it is the job of advisers to manage clients’ portfolios accordingly – either directly or via the third-party investment services they use. A crude assumption might […]
There is currently no minimum qualification level, but the majority of advisers think this needs to change The role of the paraplanner is a relatively new one and its definition and responsibilities can differ hugely between firms. According to the Chartered Institute for Securities and Investment, the role can be broken down into four key […]