Guide: 10 required letters — what to send, to whom and when?
This guide from Johnson Fleming will take you through the required communication and also give ideas for additional actions that will ensure your auto-enrolment project is a success. The topics in this guide include: the letters you need to send out; what to send and when; the importance of employee engagement; and what to consider as additional communication.
Have you ever had one of those moments when you are watching a programme on the telly or reading a book, and a random comment takes you back to a real-life experience from many years earlier? It happened to me recently, as I read my fellow columnist Alan Lakey’s latest tirade against the Financial Ombudsman […]
For the past few weeks I have been considering how the proposed new rules for applying inheritance tax to relevant property trusts (broadly discretionary and flexible trusts) would apply, first to trusts created on or after 7 June, and then before that date. I am going to continue with the consideration of the latter category. I […]
Aegon’s UK division has reported a 30 per cent increase in year-on-year underlying pre-tax earnings, from £20m in Q2 2013 to £26m in the same period this year, as the firm prepares for a £25m hit from the pension charge cap. Earnings from the UK life division were down 9 per cent, from £23m to […]
Quoting the famous adage, prevention is better than cure; there are many proactive benefits that can improve wellness in the workplace, decrease stress, increase staff morale and reduce absenteeism, as well as attracting and retaining employees of a higher standard. With a recent study showing that employees in Britain are working below peak productivity, preventative benefits can ensure you address potential health issues or causes of stress at their source and ensure productivity in the workplace remains at an optimum level. With this in mind, how are you using preventative benefits to help keep your workforce happy and healthy?
An MP has called the government’s plans to change the pension credit system a “backward step” and a “disgrace”. In January the government announced it will limit access to pension credits for couples from May this year. It has decided that pension credits will, from now on, only be available to couples where both partners have […]
Cutting back on costs can lead to a challenging environment for risk assets TINA, meaning “there is no alternative” to owning risk assets like credit and equities, has defined much of the current bull market. TINA wasn’t an accident, central banks purposefully sought to reduce the return available on safe assets to force investors into […]
From emotion recognition systems to AI compliance functions, the T3 conference points the way forward Adviser technology that appears in the US is often a sign of things to come here and gives a chance to learn from early adopters. One of the most valuable conferences I visit around the world is Technology Tools for […]