Competition questionsQuestion 1 When completing a Standard Life Protection Online case, can you later answer the questions that you do not have answers for now? Question 2 Does Standard Life pay an enhanced commission rate for protection cases completed online? Question 3 Can Standard Life’s Protection Online service intelligently money launder and underwrite cases? Terms and conditionsThe following rules apply and by entering the competition, all participants are deemed to have read, understood and agreed to be bound by these rules, which are final and binding. The promoter of the competition is the Standard Life Assurance Company, Standard Life House, 30 Lothian Road, Edinburgh, EH1 2DH (Standard Life) and the decision of Standard Life is final in all matters relating to this competition and interpretation of these rules and no correspondence will be entered into. 1: The competition is open to employees of UK financial adviser firms only, participants must be aged 18 years or over. This competition is not open to Standard Life staff or their family members. Entry should be made by completing the form and clicking the send button. 2: The closing date for entries to be received is 5pm on September 18, 2005 and the prize has to be taken by December 31, 2006. 3: No purchase is necessary, the winner will be drawn at random from the correct entries within five working days of the closing date and the winner will be notified by telephone and/or post within seven working days of the draw. 4: The prize is subject to availability, non-transferable and no cash or other prize alternative will be offered. 5: Please note that only one entry per person is permitted and the information you supply on your entry will only be used for the purposes of this competition. 6: By accepting the prize, the winner agrees that Standard Life may use and publish their name and town or county of residence in any media in connection with the competition and the winners name and address will be available on written request from Standard Life. 7: The winner will receive one night’s luxurious accommodation for two people in a Junior Suite at Le Manoir aux Quat’Saisons, including a taxi transfer from Oxford station. You will be able to enjoy dinner for two from the Menu Gourmand with wine and breakfast in the morning, all in one of Britain’s finest restaurants. The Standard Life Assurance Company is a mutual company registered in Scotland (No. SZ4). Head Office Standard Life House 30 Lothian Road Edinburgh EH1 2DH. Tel (0131) 225 2552. Standard Life may record and monitor. One lucky winner and a guest are being offered the chance to enjoy the full gastronomic experience of Raymond Blanc’s award-winning Le Manoir aux Quat’Saisons courtesy of Standard Life’s protection team. The prize includes overnight accommo- dation at the luxurious Oxfordshire retreat. Standard Life is offering this fantastic prize in conjunction with its Protection Online system. Protection Online is quick, simple and easy to use. It can take as little as 20 minutes to produce a quote and submit an application online. Protection Online gives you greater control, speed and efficiency, with online money laundering that doesn’t leave a “footprint” on a client’s record and intelligent underwriting that gives immediate decisions included in the application. The Answer Later facility means that you are not tied to a prescribed sequence of answering questions so if a customer does not have some information immediately to hand, screens can be saved a any time, allowing you o move on without interruption. Before submitting the application, Protection Online reminds you of the outstanding questions which are still to be answered. Protection Online offers you extra commission of up to 20 per cent – 5 per cent extra for online quotes and an additional 15 per cent for submitting the application online. To enter the competition, just go to the website at www.standardlife competition.co.uk. You can win this great competition by answering the three questions set out on the left on this page. Best of luck.