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Group aims to protect bankrupts&#39pensions

Pension experts and business representatives are putting pressure on the Government to review the impact of bankruptcy laws on pensions.

City law firm Simmons & Simmons has pulled together representatives, including the ABI, Institute of Directors, Federation of Small Businesses, the National Association of Pension Funds and the Association of Chartered Certified Accountants, to challenge the Government.

The group wants all approved pension schemes to have the same degree of protection from bankruptcy.

At present, occupational pension scheme benefits are safe from creditors if a member goes bankrupt. But personal pensionholders risk losing the lot.

Simmons & Simmons pensions lawyer Ian Greenstreet says: "The law is unfair as it discriminates against self-employed small business professionals and employees with no occupational pension scheme."


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