I concluded my last article – the third in a short series in which I am discussing key issues in a director share purchase strategy – by highlighting the importance of the valuation of the shares. This week, I will make recommendations as to how financial advisers should ascertain those values.
Woolwich has returned to the two-year fixed-rate market as it says short-term swap rates are finally beginning to stabilise.The Barclays-owned lender is offering a 5.39 per cent fix with a follow-on rate of 0.95 per cent above base rate.The deal has an application fee of £995 and a maximum loan to value of 80 per […]
Lloyds TSB is to close its Indian call centre and return work to the UK which the Lloyds TSB Group Union says is partly due to 400,000 Lloyds customers signing a petition saying they are opposed to offshore call centres.
By Tracey Dickson, marketing consultant There are almost 7 million carers in the UK – that’s around 10 per cent of the population who provide unpaid care for a disabled, seriously ill or older loved one.1 But according to a report from the charity Carers UK, 20 per cent of people providing 50 hours or more of care […]
Welcome to the fourth instalment of our good life gurus series. We talk to IFA’s Kathryn and Alan Knowles to find out how they got started with an exercise regime and how a healthy lifestyle helps them with work-life balance.
The FCA has announced a project to better understand how its rules affect smaller firms, including financial advisers. The regulator published a note today informing firms that it would soon conduct a survey to specifically identify how FCA rules impact them, to “help ensure FCA cost benefit analyses and judgements of proportionality take account of […]