The research is based on 691 graduates aged bet-ween 18 and 30.
Two-thirds of graduates under the age of 30 do not own their own home and one in seven aged 25 to 30 say they cannot imagine ever getting on the property ladder.
Two-fifths say their pros-pects of getting on the property ladder would be enhanced if lenders did not require a deposit and a third say that consideration of future earning potential rather than starting salary would help.
Scottish Widows Bank has enhanced its graduate mortgage range by extending the age limit for applicants to 35.
Applicants no longer need to have been employed for 12 months and are eligible if they are in a permanent position.
Managing director Graeme Hartop says: “As len-ders, we have to move away from a one size fits all approach to lending while maintaining a responsible approach.”