The bonds have long been called for from the pensions industry as a means of better matching long-term liabilities.
The introduction of equal treatment on all matters tax through full recognition being granted to civil partnerships creates a series of planning issues on which professional advice will need to be sought.
Investment experts say the Chancellor needs to do more than extend the existing Isa limits to 2010 to encourage long-term saving.
Morningstar CEO Toby Webb has been replaced by Bevin Desmond, Morningstars president of international operations. Desmond will oversee the running of the UK business until a replacement is found for Webb, with the group actively recruiting and expecting to find somebody soon. Morningstar has 17 international operations outside the US.Desmond says: “Toby Webb went last […]
Type: Fixed-rate mortgageMinimum loan: 15,500Maximum loan: Up to 95% of valuation subject to a maximum of 250,000, up to 90% of valuation subject to a maximum of 400,000, up to 85% of valuation subject to a maximum of 500,000, up to 75% of valuation subject to no maximumIncome multiples: Up to 3.5 times principal income […]
Trevor Greetham, Head of Multi Asset at Royal London Asset Management, reveals why clients should be seriously concerned when short-term holdings of cash turn into a long-term investment. There is nothing wrong with holding wealth in the form of cash on a short-term basis. For many people capital stability is important and access to ready cash […]
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Independent governance committees at big-name pension providers are failing to safeguard the interests of savers and the FCA must take action, fresh research finds. In 2015, the FCA required contract-based pension providers to appoint IGCs to act as champions of savers’ interests. IGCs are required to publish annual reports to increase transparency and encourage comparison […]
The FCA is reviewing the content of its pension transfer specialist examination standard in light of recent issues with pension transfer advice, Money Marketing understands. The regulator does not offer qualifications but it does have a role in setting standards for exams and publishes “appropriate examination standards” guidance. Money Marketing understands a working group, mostly […]
Building on auto-enrolment’s success and fine tuning the pensions dashboard are high on the list As I write my first Money Marketing column of the year, it has given me an opportunity to look back on what the Government has done to transform pensions and savings for people since 2010. Five years on from the […]