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Godiva makes six key promises to brokers

Godiva Mortgages has made six key pledges to brokers ahead of its launch tomorrow.

It says there will be no overhanging early redemption charges, no differential pricing between channels, all products are available to existing borrowers, all direct mortgage products will be available to intermediaries, there will be no cross-selling to intermediaries’ clients and intermediaries will be given at least 48 hours’ notice when withdrawing products.

Godiva will offer a range of products for buy to let, self certification, credit impaired and 100 per cent plus LTV markets. The prime residential range, including 100 per cent LTV first time buyer products, will continue to be available to intermediaries through Coventry Building Society.

Godiva managing director Colin Franklin says: “Over the last few weeks, we have talked to our intermediary contacts around the country about Godiva Mortgages and the products and services we will be offering.

“We are delighted to have received extremely positive feedback. In particular, the launch of our pledges has been praised for the fairness and transparency they offer to intermediaries and their clients and only demonstrates our commitment to this specialist sector even further.”


Relief workers

Bupa staff in Staines and Manchester have once again been giving it plenty of Red Nose action in aid of Comic Relief.About 400 volunteers have risen to the challenge of manning 160 lines set up for the charity event to take thousands of calls for donations in the five-anda half hours that the lines were […]

Unfair comparison on charges

Nic Cicutti was not accurate in comparing bank charge complaints with endowment (and other financial products) complaints. The situation with bank charges is that they are unlawful, not just unfair. It is unlawful for banks to profit from charges levied to recover costs, as it would be for any business, and banks self-confessedly have been […]

Three catalysts for European equities

By Rob Burnett, Manager of the Neptune European Opportunities Fund In recent weeks, the bear case for European equities has become more pronounced on the back of weaker-than-expected GDP data and deflation concerns. This softening in economic momentum has led some investors to question whether the ECB is behind the curve and indeed whether it […]


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