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Godiva launches equity release products with no ERCs

Godiva Mortgages has officially launched its lifetime mortgage products which sees a range of ERC free products available in the mortgage market for the first time.

The new products will be available initially through a panel of specialist intermediary partners.

Two product types will be available, lump sum and drawdown. Both will have an ERC free option.

Managing director Colin Franklin says: “I am delighted to be entering this growing market. Changing attitudes to retirement planning and increasing confidence in the sector, shows there is a genuine need for this type of product.

“With Godiva’s excellent reputation for innovation, competitiveness, first class service and fairness, we are confident that intermediaries and their clients will like what we are offering. For the first time, advisers will have access to drawdown and lump sum products without ERCs – a major step forward in the market place.”

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