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Global Mortgage Service – Three Year Fixed Rate

Thursday 3 January, 2002

Type: Buy-to-let fixed rate mortgage.

Fixed term: Until January 31, 2005.

Fixed rate: 5.25 per cent.

Minimum loan: £25,000.

Maximum loan: £1m.

Income multiples: Rental income must be 130 per cent of monthly mortgage payment.

Arrangement fee: £195.

Redemption fee: 3 per cent of advance in year one, 2 per cent of advance in year two, 1 per cent of advance in year three.

Conditions: 10 per cent a year capital repayment allowed without penalty.

Introducer&#39s fee: Subject to negotiation.

Tel: 020 8920 5817.


Henderson Global Investors – Horizon Pan European Technology Fund

Thursday, January 3, 2002.Type: Sicav.Aim: Growth by investing in European technology companies.Minimum investment: $2,500.Place of registration: Luxemburg.Investment split: 100 per cent in European technologycompanies.Isa link: No.Charges: Initial A shares 5 per cent, annual 1.2 per cent.Commission: Initial 3 per cent.Tel: 0800 881144.

Royal Bank of Scotland International – FTSE Range Bond

Wednesday, 2 January 2002. Type: Capital guaranteed bond. Aim: Growth by tracking the FTSE 100 index. Minimum investment: Lump sum £5,000. Place of registration: Isle of Man. Investment split: 100 per cent FTSE 100 index. Guarantee: Capital returned in full at end of two year term regardless of movement in index. Isa link: No. Charges: […]

L&G produces step by step guide for homeowners

Legal & General is producing a guide for homeowners aiming to explain Government legislation on sellers packs which is due to come into force in 2005.The guide explains in three steps what sellers will have to do before they put their home on the market so that they can smooth the house selling process.The first […]

MFS International UK – The MFS US Growth Equity Fund

Wednesday, January 2, 2002.Type: Oeic.Aim: Growth by investing in US equities and equity-relatedsecurities.Minimum investment: Lump sum £1,000, monthly £50.Investment split: 100 per cent in US equitiesand equity-relatedsecurities.Isa link: Yes.Pep transfers: Yes.Charges: Initial A shares 5 per cent, annual A shares 1.5 per cent, Bshares 2 per cent.Special offer: Initial charge reduced to 3 per cent […]

Life begins at…

By Fiona Holmes, proposition communications manager Having reached a certain age (it’s the new 40 by the way), I’m having to come to terms with the fact that my peers and I aren’t as immune from illness or death as we’d like to think. That’s the problem with 30 being the new 20 and 40 […]


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