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Gilliat Financial Solutions – Growth Builder Series Issue One – January 2010

Gilliat Financial Solutions – Growth Builder Series Issue One – January 2010

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE Epra Nareit Developed
Europe Index

Minimum – maximum investment: £3,000-no maximum, Isa £7,200, £10,200 for the
over 50s

Term: Six year and 20 days

Return: Up to 51% of original investment based on the average growth in the
index within set range of 45% above the initial value and 45% below the
initial value

Guarantee: Original capital returned in full provided the index does not
fall by more than 45% by the final day of the term

Closing date: February 19, 2010

Commission: Initial 3% or initial 1% plus renewal 0.4%

Tel: 020 7012 2809



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