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Genesis offer discount on Sapphire

Genesis Home Loans self-cert SVR

Type: Self-cert SVR

Fixed rate: 6.49 per cent

Discount: 1.25 per cent

Discounted term: One year

Maximum loan: 80 per cent to £250,000, 65 per cent to £400,000

Income multiples: 3.75 times principal income or 3.25 joint

Conditions: None

Rates: SVR plus two per cent for life

Redemption fees: £95 plus five per cent in year one, four percent in year two, and three per cent in year four. £95 thereafter.

Commission: One per cent plus £500 (£50,000), max £4,000 (£400,000)

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