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Genesis Home Loans Planets & Moons Neptune

Genesis Home Loans Planet & Moons Neptune

Type: One-year discount

Discounted term: Until June 1 2003

Discount: 1.6%

Payable rate: Full status — 6.27%, self-certification 6.77%

Minimum loan: £25,001

Maximum loan: £750,000

Income multiples: 3.5 x plus 1 or 3 x joint

Arrangement fee: £395

Redemption fee: 6% in year one, 6% in year two, 5% in year three, thereafter 1% of amount redeemed or one month’s notice in lieu

Conditions: CCJs maximum £7,500. Four month’s mortgage arrears cleared by completion. Bankruptcy discharged, IVA current and satisfactory or completed. Loans over £500,000 maximum 70% LTV. Packaged through Platform Home Loans

Introducer’s fee: Refer to packager

Contact: 01832 275 044

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Wednesday, March 13, 2002Type: Guaranteed equity bondAim: Growth linked to the FTSE 100 indexMinimum-maximum investment: £2,000-£1mTerm: Five yearsGuarantee: Capital returned in full at end of term regardless ofmovement in indexReturn: Capital along with up to 65% growth in the FTSE 100indexInterest rate: 3.5% gross a yearClosing date: April 17, 2002Commission: NoneTel: 0845 9645000

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