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Genesis Home Loans – Minerals: Dolomite

Discounted-rate adverse credit mortgage

Discounted term:
Until November 30, 2005


Payable rate:
Full statues 5.5%,
self-cert 6%

Minimum loan:

Maximum loan:
Up to 80% of valuation subject to a maximum of £1m full status, £500,000 self-cert

Income multiples:
Up to 3.5 times principal income plus second
or three times joint

Maximum £5,000 in CCJs or three months&#39 arrears in last 12 months but none in last three months for self cert and one in last three for full status applications, IVA satisfied, bankruptcy discharged

Arrangement fee:

Redemption fee:
6% of mortgage balance in first three years, thereafter one month&#39s interest or notice

Introducer&#39s fee:
Up to 1.25% of original loan subject to £500 minimum

Tel: 0870 2421213


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PIMS sets sail for it fifteenth birthday

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