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Genesis Home Loans 3-year discount

Genesis Home Loans, discounted mortgage

Discounted term: 3 years

Discount: 1.01%

Payable rate: 4.99%

Minimum loan: £40,000

Maximum loan: £250,000

Income multiples: 3.25 + 1, 2.75 x joint

Arrangement fee: £325

Redemption fee: 6 months interest at SVR during discount period

Conditions: no MIG, maximum LTV 102% for first time buyers

Introducer&#39s fee: refer to packager

Tel: 01832 275 044

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Mercantile Building Society discount

Mercantile Building Society, discounted mortgageDiscounted term: 3 yearsDiscount: 1.65%Payable rate: 4.19%Minimum loan: Maximum loan:Income multiples: Arrangement fee: Redemption fee: discount and benefits reclaimedConditions: no tie in after discountIntroducer&#39s fee:Tel: 0191 295 9500

Towry hit by exodus as two branches are closed

National IFA Towry Law faces a further exodus of senior staff as closes it Leicester and Edinburgh branches.In the last three weeks, four branch managers at the London, Bristol, Leicester and Cambridge offices have resigned. Two senior managers and two consultants in the Bracknell head office have also left.Towry&#39s discretionary fund management service has been […]

David Bailey turns his lens on Scottish Widows

Scottish Widows is screening new TV ads this week directed and produced by veteran photographer David Bailey.Filmed around a lighthouse and featuring the customary widow, the ad will be shown at peak viewing times until the end of January and then from February 17 for four weeks.By the end of its run, Widows claims the […]

Pro bono plan would raise image of advisers

Proposals for IFAs to give free advice in Citizens&#39 Advice Bureaux and a new lower level of generic adviser are set out in the FSA&#39s polarisation paper.The regulator refers to plans to set up a pilot scheme for IFAs to offer pro bono generic advice. Aifa and the CAB have had extensive talks but the […]

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