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Genesis Home Loans 2-year fixed

Genesis Home Loans, fixed rate mortgage

Fixed term: 2 years

Fixed rate: 5.99%

Minimum loan: £40,000

Maximum loan: £250,000 – up to 90% LTV

Income multiples: 3.25 +1 , 2.75 x joint

Arrangement fee: £325

Redemption fee: 6 months interest at SVR during fixed period

Conditions: max 80% LTV first time buyers

Introducer&#39s fee: refer to packager

Tel: 01832 275 044


Britannic Group chief exec resigns

Britannic Group chief executive Danny O&#39Neil has resigned with effect from today, a position he has held since May last year. He says he has decided to leave for personal reasons, but will remain a consultant to the group and will become a non-executive deputy chairman of Britannic Asset Management. Group chairman Harold Cottam will […]

Equitable rescue to cost members £30m

Equitable Life chairman Vanni Treves has admitted the society&#39s compromise scheme will end up costing its members more than £30m in legal, actuarial and marketing fees.At a policyholders&#39 meeting last Friday, Treves said the scheme had already racked up bills of £15m and would eventually cost members more than double that amount.He admitted the cost […]

Britannic Money warns brokers will lose out

Britannic Money is warning mortgage borrowers may buy direct from lenders as many will not be willing or able to pay fees to independent brokers if the FSA&#39s proposals are applied to mortgage advice: Britannic Money chief executive Tony Ward says: “We welcome the FSA objectives of bringing greater clarity to consumers in respect of […]

FSA is charging in where it should not tread

Let&#39s get this into perspective. The IFA domination of the market for long-term savings and pensions has not been caused by polarisation. It has developed because of the qualities and services offered by independent advisers.Equally, changes to polarisation do not erode those qualities. The FSA research is worth a look – not least because it […]

To be and not to be – Multi asset investing with conviction

At Pictet Asset Management we believe active management of asset allocation is the most important generator of returns. What is not to be in our portfolio is just as important as what is to be because good performance is determined as much by the assets you avoid as by those you hold. The FP Pictet Multi Asset Portfolio managers are not wedded to any particular […]


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