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Genesis Home Loans 2-year discount

Genesis Home Loans, discounted mortgage

Discounted term: 2 years

Discount: 1.25%

Payable rate: 4.75%

Minimum loan: £40,000

Maximum loan: £250,000

Income multiples: 3.25 +1, 2.75 x joint

Arrangement fee: £325

Redemption fee: 6 months interest at SVR during discount period

Conditions: max 80% LTV for first time buyers

Introducer&#39s fee: refer to packager

Tel: 01832 275 044


Banks cash in with multi-ties

High-street banks will clean up in the new proposed regime after successfully leaning on the Government to open up the market to multi-ties, according to IFAs.IFAs accuse the banks of leaning on the FSA and the Government to get their own way with depolarisation.They say the lobbying campaign for depolarisation from the high-street banks has […]

Framlington – Biotech Isa

Tuesday January 15, 2002 Type: Unit trust Isa. Aim: Growth by investing in biotech companies and related companies. Minimum investment: Lump sum £1,000, monthly £50. Maximum investment: £7,000. Catmarked: No. Investment choice: 100 per cent invested in biotech and related companies. Charges: Initial 5.5 per cent, annual 1.75 per cent. Special offer: Initial charge reduced […]

Framlington biotech fund adds Isa link

Framlington has made its biotech fund available for Isas, just two months after it said the fund would not be Isa-able because many investors would not understand the risk.The biotech fund, which was launched in November, is managed by star Framlington health manager Antony Milford. However, unlike Framlington Health, which has less than 40 per […]

Hargreaves&#39 Dampier defends polarisation

Investment IFA Hargreaves Lansdown has issued a detailed criticism of the regulator&#39s proposals for the abolition of polarisation saying the proposed system is nothing but one big loophole.The IFA believes that the current system is working on the whole. Head of research Mark Dampier points out that most of the problems, in particular Equitable, have […]

Derek Stuart: where to find value in the UK?

Derek discusses a number of Œself-help stories as examples of where he is finding good opportunities in the UK With the FTSE trading at historically high levels, many investors have questioned whether UK equities continue to offer value. But, as Derek points out, the headline figures mask many opportunities at a sector level. He has […]


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