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Genesis Home Loans 1-year buy-to-let fixed

Genesis Home Loans, buy to let fixed

Fixed term: one years

Fixed rate: 3.25%

Minimum loan: £40,000

Maximum loan: £300,000

Income multiples: 3.25 +1, 2.75 x joint

Arrangement fee: 1%

Redemption fee: 6 months interest at SVR during fixed period

Conditions: rental income must be 130% the SVR

Introducer&#39s fee: refer to packager

Tel: 01832 275 044



Are life office cuts in with-profits bonus rates justified?“I think they probably are. The bonus rates have got to reflect the overall performance so I would have expected them to be lower.” Gordon Walker, Sole trader “Yes. With the investment returns we have seen in the last few years, I do not see how they […]

Product Matters – new ISA fund launches

The Isa season has kicked off and the number of fund launches is increasing steadily. There is no particular theme this season and the launches span aggessive growth, fixed interest and equity income.So it is no easy task for marketing types to come up with a sure-fire way of raking in investors&#39 cash. The only […]

MP says preserve orphan assets for members

A Labour MP has challenged the Treasury to stop life offices striking deals allowing them to distribute more than 10 per cent of their orphan assets to shareholders.In a Parliamentary debate this week, Labour MP Barry Gardiner urged Treasury economic secretary Ruth Kelly to work with the FSA to ensure that life office policyholders always […]

Immediate AIPs for brokers from Virgin One

Virgin One says it can now give intermediaries selling its current account mortgage account an immediate agreement in principle using its internet technology. Marketing manager Scott Mowbray says: “Immediate AIPs are part of the Virgin One promise to deliver the same excellent service to intermediaries that we offer direct to customers. Chasing AIPs from lenders […]


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