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Genesis cuts mortgage rates

Genesis Home Loans has reduced the rates for all its Freedom non-conforming mortgage products by 0.5 per cent.

The rate on which all products are based is now at 4.8 per cent which it says is an all time low.

Genesis Group marketing director Graham Warburton says: “This reduction means our non-conforming mortgages are as affordable now as they have ever been. Sales have been buoyant since we launched this product range and we confidently expect this news to increase demand still further.”


Minority are out for all they can get

Mr Frost (Money Marketing, September 13) is quite right – £126 is certainly not an exorbitant commission for arranging a stakeholder (or anything else for that matter).Compare that with the “financial expert” (an IFA, actually) speaking on a recent BBC Radio 4 financial programme who stated that he would charge a fee of between £1,500-£2,000 […]

MEP attacks tax havens

A leading member of the European Parliament is calling for offshore tax havens such as the Channel Islands and the Isle of Man to be abolished in the drive towards a single financial services market. German MEP Christa Randzio-Plath, who chairs the European monetary affairs committee which has responsibility for the single financial services market […]

Relief at relaxing of reserve rules

The FSA&#39s decision to relax reserving regulations last week has given life offices and the stockmarket some breathing space in a time of falling equity prices.The regulations were in danger of compounding existing poor market conditions by forcing life offices into selling equities to raise capital to meet rocketing reserving levels.To ease the situation, the […]

Inside edge

Money Marketing recently covered a report by Cap Gemini Ernst & Young which claimed that life companies&#39 consumer-facing-commerce strategies have failed to deliver.This conclusion is not surprising. The industry has been aware for a while now that consumers&#39 use of the internet to purchase financial products, particularly more complex products such as mortgages and pensions, […]

Investment clock economic update

In the latest Investment Clock economic update, Ian Kernohan, Senior Economist at Royal London Asset Management, discusses the implications of the US Federal Reserve’s recent hike in interest rates and upcoming French presidential election. The value of investments and the income from them is not guaranteed and may go down as well as up and […]


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