Financial Options is launching three protection products for buyers and sellers in the mortgage market.The Home Sellers protection plan gives protection for four to six months from the date of the completed mortgage application and will pay wasted conveyancing fees up to £500.The Home Buyers protection plan provides the same level of cover but protects […]
Marsden Building SocietyFIXED RATE MORTGAGEFixed term: Until September 30, 2001.Fixed rate: 6.75 per cent.Minimum loan: £30,000.Maximum loan: Up to 80 per cent of valuation.Income multiples: Three times principal income plus second or 2.5 times joint.Arrangment fee: £195.Redemption fee: Six months' interest in first seven years.Conditions: Compulsory buildings and contents insurance.Introducer's fee: None.Tel: 01282 440500.
Killik & Co is advising investors to check the quality of their share holdings and to buy defensive stocks.In its monthly report, it says: "Buying in dips, especially in blue chip stocks which have strong fundamentals and which have seen their high rating drop towards fairer levels, should yield long-term benefits."The firm also advises investors […]
GUARANTEED EQUITY BONDSScottish MutualINCOME BONDAim: To provide guaranteed growth or income depending on the performance of the FTSE 100 and Swiss SMI stockmarket indices.Minimum-maximum investment: £7,500 – £250,000.Term: Five years.Return: 45 per cent growth over the term or 8 per cent a year income dependent on stockmarket indices.Guarantee: 100 per cent of initial investment providing […]
Canada Life IHT Survey 2016 Only a quarter of wealthy Brits have sought professional estate planning advice to ensure their families don’t pay more tax than required More than a quarter don’t even have a will and just one in five have gifted money Many say they do not need these tools but families would […]
Being the dedicated adviser to the employees of local businesses will boost your reputation and grow your firm Taken at face value, the roles of financial planner and HR officer may not appear to have much in common. Yet, the two can dovetail perfectly in some situations. The most obvious benefit is when it comes […]
Advisers must be able to trust their discretionary fund manager as decisions that backfire could still be the advisers’ responsibility, experts say. In the latest edition of Money Marketing’s series of live debates, MM Wired, gbi2 consulting director Graham Bentley, Signpost Financial Planning chartered financial planner Nigel McTear, Charles Stanley senior investment manager Will Walker-Arnott […]