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Gadget of the fortnight: Retiready

One established player that has made significant progress in the right direction is Aegon with its Retiready proposition. 

Although not yet perfectly formed, it has moved quickly to deliver an innovative solution which is far more customer-focused than anything I have seen from their peers.  Having been talking to Aegon about this proposition since its earliest days, it has been remarkable how quickly it has been able to deliver a fresh approach. Delivery of the project really only started last autumn but the service is now live. Other insurers could learn valuable lessons from this work.

This puts Aegon in a strong position to respond to recent events. Whilst there are others more qualified than I to examine the underlying investment proposition, from what I have seen there are some very attractive features. I really hope Aegon maintains its focus on this project and it evolves to achieve all it could be.



Nationwide: Buyers have reached the limit on affordability

Prospective buyers have started to accept that house prices may be out of their reach, according to Nationwide. Recent figures from the Land Registry show the number of residential housing transactions dropped to 103,690 in April, down from 109,570 in February 2014, to 104,930 in March. This represents a drop of 5.4 per cent in a […]


Alistair Cunningham: Beware innovative pension products

The Budget changes to pension withdrawals have been widely welcomed but there are several reasons to treat the proposals with some scepticism. Take the removal of restrictions on withdrawal limits. The observant (not mainstream media) will note that the expected revenue generated from the changes is £3bn over the next five years. We now see a […]


Foot Anstey: Non-compete clauses – the most powerful weapon for employers

In the current market, with fierce competition between competitors and where a more stable economy is encouraging investment in lateral hires, the need to protect your business and client relationships is becoming increasingly important. Restrictive covenants can be used to try to limit any potential damage to a business by a departing adviser. While the […]


Over 7,300 Help to Buy 2 deals in first 6 months

A total of 7,313 mortgages were backed by the Help to Buy mortgage guarantee scheme in the six months since it launched in October.   Figures from the Treasury, published today, reveal 5,843 buyers used Help to Buy 2 to buy their first home, representing 80 per cent of all transactions. This is the first […]


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