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GAD to recommend NI rebate level

The Government Actuary’s Department is this month due to recommend the National Insurance rebate level for those who contract out of the state second pension. GAD recommends the rebate level every five years and the FSA says it must increase by 40-50 per cent – around 3bn – if it is to remain an attractive option.


BMA drops Wesleyan multi-tie for an IFA

The BMA’s 135,000 doctor and medical student members will have access to AWD under the brand of BMA Services. The three-year relationship with Wesleyan hit difficulties in February when it failed to tell BMA members it would no longer be offering whole- of- market advice in its selec-ted range. Wesleyan caused a furore when it […]

Ascentric wraps up funding

Keydata is offering the second tranche of its secure income bond with 7.5 per cent annual income for five years by investing in life policies. The bond offers income without stockmarket exposure and features a full capital return. It is a closed-ended product using traded life policies as an asset class with a five-year term. […]

Friends ready to raise pension commission

Friends Provident is set to introduce an alternative charging structure on its personal and group pension products, subject to the removal of the RU64 rule. Advisers can take a fund-based commission plus a percentage of the premium agreed with the client up to a maximum yet to be set by Friends Provident which it says […]

Don’t rush to fill posts

I happen to be very glad that our consultants have enjoyed their holidays as already it looks like it is shaping up to be a very busy autumn. The sheer number of positions available is encouraging and anyone whose career is in a rut should shop around to enhance their prospects. In addition, there is […]

Five reasons for optimism in India

By Kunal Desai, Head of Indian Equities at Neptune Investment Management Following the MSCI India Index’s 26.4 per cent return in 2014, stemming from a 7.3 per cent rise in GDP, investors have recently become increasingly concerned about India’s future growth potential. What has happened to India’s reform agenda and are there any signs of […]


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