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Furness Building Society – 2-Year 3.99% Fixed

Furness Building Society – 2-Year 3.99% Fixed

Type: Fixed-rate mortgage

Fixed term: Until January 31, 2013

Fixed rate: 3.99%

Minimum loan: £20,000

Maximum loan: Up to 80% of valuation subject to a maximum of £250,000

Income multiples: Up to 4.5 times principal income plus second or 3.25 times joint

Conditions: Capital repayments of up to 10% a year allowed without penalty, free valuation up to £325 and free legal fees for remortgages if in- house solicitors used, otherwise £150 contribution towards legal costs, available direct and through intermediaries, not available for properties in Northern Ireland

Flexible features: Overpayments, underpayments, payment holidays

Arrangement fee: £800 completion fee plus £199 booking fee

Redemption fee: 5% of the original loan in the first two years

Introducer’s fee: 0.35% of the original loan subject to a £100 minimum and a £1,750 maximum

Tel: 0800 220568

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