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FTSE-linked plan will lock in growth

Premier Fund Managers is offering a second UK income and growth plan featuring 7.5 per cent annual income or 32 per cent growth over four years.

It also has the option of 0.6 per cent monthly income. The fund is available for Isa investments as well as Isa and Pep transfers.

The capital return is linked to the performance of the FTSE 100 index over four years.

Investors will receive the full return of their capital if the index does not fall by more than 25 per cent. Even if the FTSE does fall by this amount, capital will be returned in full if the index recovers by the end of the term.

There is also the potential for growth to be locked in, regardless of subsequent market falls. If the FTSE climbs 40 per cent above its starting value during the term, the return is locked in until maturity.

Early investors will receive 5 per cent interest on their investments until the start of the investment period. The offer period closes on July 12.

Managing director Jonathon Fry says: “Many investors are now desperately keen to boost their income, yet stockmarket uncertainties are holding many back from investing. This product not only appeals to pensioners seeking income and higher-rate taxpayers seeking tax-efficient gains but also those who want a decent return without bearing all the risks of investing in the stockmarket.”


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