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FSCP welcomes draft mortgage rules

The Financial Services Consumer Panel has welcomed the publication of the FSA’s draft rules on mortgage regulation.

The panel says it is pleased to see the FSA demonstrating its commitment to ensuring borrowers receive the right information before they buy, but is critical of the Treasury’s decision not to regulate mortgage advice.

It also says it believes the FSA should be given responsibility for monitoring advice while agreeing lenders should ensure intermediaries provide information at the correct time.


PFSM helps to gift a stakeholder

Punter Southall Financial Management (PSFM) is entering the pensions market for the first time with the introduction of the gift a stakeholder pension.The pension can be set up on an individual basis only and is aimed at people who are eligible for a stakeholder pension, although PSFM is also focussing on people who want to […]

Drawdown level is IFAs&#39 decision

I was pleased to see that Nick Bamford (Money Marketing, May 31) has recognised the benefit of our new simple charging structure for drawdown contracts. However his suggestion that we set £250,000 as the minimum entry level is misleading. While in many cases it is advisable to have substantial sums in a drawdown contract, we […]

Axa investing £35m in back office system

Axa Sun Life is investing £35m in a new back office system from software provider Marlborough Stirling to be developed over the next four years.The investment is part of a major Axa initiative to re-engineer its business to offer better service to both customers and IFAs, and operate with lower costs. The system will handle […]

Protection plus RSAIF equals whole life and cic

Royal & Sun Alliance International Financial Services has introduced protection plus, a protection plan designed for UK expatriates and other people living abroad.Protection plus is available for single and regular premiums and allows policyholders to tailor the benefits to their needs.There are two elements to the plan – whole life and critical illness cover. Policyholders […]


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