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FSA will review depolarised market within two years

The FSA has committed to a review of the market in the short term future, possibly within two years.

It says that if the desired effects of depolarisation have not materialised, it will consider whether further changes are required.

It will be looking to see if firms are offering a wider choice of competitively priced products, if consumers are better informed, if the quality of advice has changed, and if the nature of competition has changed.


New 2 year fixed rates from Platform

Platform, the intermediary lender of Britannia Building Society is developing its “one” product range with the addition of five new, compeitively prices 2 year fixed non-confirming products.These products are specifically designed for the non-conforming market and are available across the whole sub prime range of products:Minor adverse at 5.99 per cent, 90 per cent maximum […]

Depolarisation may force some advisers out of market – FSA

The FSA says depolarisation may force some advisers out of the market.It says to the extent that the menu exerts some downward pressure on commissions, it is possible that some advisers will exit the market.But it doubts depolarisation will be a significant driver of market exits, saying that any advisers that do exit are likely […]


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