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FSA small firms unit on the road

The FSA&#39s Small Businesses Division will be visiting Portsmouth and the surrounding area for its second visit to the regions following a trip to Gloucestershire in June. The regulator will be visiting firms in the area and is offering surgery slots to local small firms to raise any issues and concerns they have. The FSA will also be visiting Northern Ireland, Leeds and Edinburgh later this year.

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GMAC RFC Buy-to-Let Two Year Fixed Rate Type: Fixed-rate buy-to-let mortgage Fixed term: Until January 1, 2007 Fixed rate: Up to 85% of valuation &#45 6.19%, up to 75% of valuation &#45 5.79% Minimum loan: £25,001 Maximum loan: Up to 85% of valuation subject to a maximum of £300,000, up to 75% of valuation subject […]

Kleinwort offers hedge fund range in joint deal

Kleinwort Benson Private Bank is setting up a range of onshore funds tracking major hedge fund indices in association with boutique Bespoke Financial Consulting. The products, including the FTSE broad hedge fund and S&P broad hedge fund index-tracking portfolios, will be launched by Bespoke, with Kleinwort acting as investment manager. They will be in an […]

Tough measures needed to close the pension gap, warns Turner

A combination of higher taxes and National Insurance contributions, raised retirement ages and increased personal savings is needed to fill the pension gap, says pensions tsar Adair Turner. His interim report published this week, Pensions: Challenges and Choices, says any one of these measures will be insufficient to address the problem and a combination of […]

Unisex underwriting &#39is a straight banana&#39

The European Council of Ministers is expected to vote through a directive on unisex underwriting of insurance products in December that observers describe as a five-year fudge. The UK will be given a five-year opt-out of a ban on gender underwriting. In five years, the EC will report on whether gender underwriting should be allowed […]

The savvy consumer

In last year’s FCA thematic review of the mortgage market, one of the key things highlighted was the “savvy consumer”. That’s the client who comes in the door with a very clear idea of what they need and expect you to get them it. They don’t think they need advice, they have after all consulted […]

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