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FSA reminds consumers of state second pension

The FSA has reminded consumers that they can change their decision on state second pensions every tax year.
Regulators want consumers to know that if the second pension is contracted out through a stakeholder or personal pension this can be reversed every year.
Everyone in the UK who earns more than 79 per week is included in the state second pension unless they choose not to.
Pension providers should send out an ABI/Aifa form that highlights the pros and cons of contracting out.

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