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FSA budget to increase by 3 per cent

Britannic Assurance has released a new term product providing a proportion of the premium to policyholders who do not claim before the end of the term.
Like traditional term, the Cash-back Plan pays out upon death during the term, but unlike others, 50 per cent of paid-out premiums will be returned to the policyholder at the end of the term.
The 15-year term product has been on the market since the beginning of January and is available for consumers aged between 18 and 49.

Britannic Assurance head of marketing David Taylor says: “This product offers the benefits of life assurance while still ensuring that customers receive a cash sum if they survive to the end of the policy. The Cash-back Plan is an excellent way to insure a life and know that, if you don&#39t need to claim you will benefit from a proportion of the money you have paid in.”

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