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Friends Provident – UK Safeguard Optimiser Fund

Type: Unit-linked fund

Aim: Growth by investing in the ISIS FTSE All-Share Index Tracker
fund and the Barclays Global investors Liquidity Plus Fund

Minimum investment: Lump sum £5,000

Investment split: Up to 70% ISIS FTSE All-Share Index Tracker fund,
remainder in Barclays Global investors Liquidity Plus Fund

Charges: Annual 0.6%

Commission: Initial up to 5% through Investment Portfolio Bond, extra
0.5% for online applications

Tel: 0845 7573036


BBB chief Butcher quits firm for new challenge

Berkeley Berry Birch group finance director Craig Butcher is leaving the firm to pursue other business interests. Butcher, who has been with the Coventry firm for threeanda-half years, will leave at the end of March 2004. BBB is looking for a replacement. Butcher replaced John Owen as Berry Birch and Noble group finance director in […]

Buy to let is difference as C&G loan share sags while

Cheltenham & Gloucester has lost market share while lending at Bradford & Bingley continues to grow strongly as a result of the lenders&#39 differing attitudes to buy-to-let business. Lloyds TSB&#39s trading update reveals that C&G&#39s market share of net new lending in the third quarter of this year has softened due to continued avoidance of […]

Loose change

When asked if a person can change, any self-respecting psychiatrist will tell you that for any progress to be made, the person will want to change. This year will be remembered as a year when change was very much on the agenda but not everyone was prepared to change at the required pace. Depolarisation was […]

NU exits pre-fund LTC to focus on immediate needs

Norwich Union has withdrawn from the pre-funded long-term care market and will instead focus on immediate needs. The company says its review of the pre-funded LTC sector shows that the market has been in decline because consu-mers have otherfinancial priorities. However, it says there has been strong growth in the immediate needs LTC market in […]

Jelf flexible benefits

In Focus: How to choose a flexible benefits provider — seven top tips

Jelf Employee Benefits looks at some of the key considerations employers should think about when reviewing and choosing a flexible benefits provider. Choosing the right benefits for your employees is one thing but delivering a successful employee benefits strategy is about understanding the complete picture and delivering it in a personalised way so that it resonates with each and every individual in your business. 


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