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Friends Provident – Select Protection Plan

Friday, 9th March 2001.



Type: Cafeteria style protection plan covering critical illness, income protection, life and houseperson&#39s cover.

CRITICAL ILLNESS

Minimum premium: £7.50 a month, £75 a year.

Maximum cover: £1m.

Illnesses covered: Alzheimer&#39s disease/pre-senile dementia before age 65, angioplasty, aorta graft surgery, bacterial meningitis, benign brain tumour, blindness, cancer, coma, coronary artery by-pass surgery, deafness, heart attack, heart valve replacement or repair, HIV/AIDS, HIV/AIDS from a blood transfusion, kidney failure, loss of limbs, loss of speech, major organ transplant, motor neurone disease, multiple sclerosis, open heart surgery, paralysis/paraplegia, parkinson&#39s disease before age 65, stroke, third degree burns, permanent and total disabiliity before age 60.

Minimum-maximum ages: 17-55.

Charges: None.

INCOME PROTECTION

Minimum premium: £10 a month, £111.48 a year.

Minimum-maximum ages: 17-55.

Deferred period: Choice of 4, 13, 26 or 52 weeks.

Charges: None.

Definition of disability: Own occupation.

Options: Life cover, houseperson&#39s cover, waiver of premium.

Commission: Subject to negotiation.

Tel: 0845 7573036.

 

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