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Friends Provident International – Premier Flexible Savings Plan

Thursday, 10 April 2003

Type: Offshore unit-linked whole of life policy

Aim: Income and growth by investing in up to 10 out of 85 funds

Minimum investment: Monthly $150, lump sum $3,000

Place of registration: Isle of Man

Investment split: Choice of 85 funds from Aberdeen, Barclays, Baring, Ciptadana, Gartmore, Glanmore, Global Asset Management, HSBC, Invesco GT, Investec, Johnson Fry, Merrill Lynch, Momentum, Principal, Sarasin, Schroder, Surrenda-link, Templeton, Thames River, Vanguard, Brandeaux Managers

Charges: Initial 0.5% a quarter for first 18 months, annual 1.2% a year plus administration fee of $6 a month

Commission: Monthly premiums &#45 initial 3%, renewal 2.5% from year three, single premiums &#45 initial 5%

Tel: 01624 821000

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