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Friends Life latest to improve critical illness plan

Friends Life has become the third insurer in a month to make improvements to its critical illness product, Protect +, covering four new conditions and improving three of its definitions.

The insurer now covers covers 40 conditions, adding sudden cardiac arrest, pituitary tumour, cerebral arteriovenous malformation (abnormal connections between arteries and veins in the brain) and cerebral aneurysm.

Sudden cardiac arrest will be eligible for a full payment up to 100 per cent of the sum assured while the other three conditions will be eligible for partial payment. Ulcerative colitis has been enhanced from a partial to a full payment.

Major organ transplant, blindness and total permanent disability have been improved to Association of British Insurers plus, the industry standard, bringing the total number of ABI+ conditions to 17.

Friends Life head of marketing and intermediary proposition development Steve Casey says: “The changes serve to enhance the flexibility and the quality of Friends Life’s critical illness offering.”

Last week, Legal & General enhanced its critical illness plan by providing additional cover for low grade prostate cancer and three improved conditions.

Last month, Aviva improved its critical illness cover plan by covering three new conditions and upgrading five of its illness definitions.


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