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Free ifs roadshows mapping out the route to RDR success

The ifs School of Finance will be running a series of retail distribution review regional roadshows in late March to offer advice to people working towards QCF level four.

The sessions will outline the qualification requirements for the RDR and will look at top-up continuing professional development elements and the full range of support available via flexible learning and online provision. Admission is free and open to all advisers.

The roadshows will take place in Bristol on March 23, Birmingham, Colchester and Edinburgh on March 24, London and Manchester on March 25 and Leeds and Norwich on March 26.

For further information or to book a place at a roadshow, go to www.ifslearning. ac.uk/Events.

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England vs Australia: pensions

Well, the cricket season is here, and England and Australia are stepping up to the wicket. Although we compete with each other in the sporting world, when it comes to pensions, Australia’s pension programme is held up as a model for our auto-enrolment initiative. Auto-enrolment was introduced because people weren’t saving enough into their pensions, and it is still early days but signs are positive. However, in Australia, saving into a pension is compulsory, and in fact employers are the ones who have to pay in. Employees in Australia can make additional contributions into their pensions, but they don’t have to. Should the onus be on the employer or employee to save? Well in the UK we think it’s both, but to get ‘adequate’ savings for retirement it’s the employee who has to pay more in.

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