Royal Liver chief actuary David Ford is leaving to become senior life actuary at Zurich. Ford, who has been at Royal Liver for 12 years, will continue in his current role until the end of the year.
The majority of sub-prime borrowers would rather approach their bank than go to a mortgage adviser, according to research by Edeus.In a survey of 500 consumers, 58 per cent say they would approach their own bank or building society while only 40 per cent would go to a mortgage adviser or an IFA.When asked why […]
Sesame believes small firms need more guidance about what the FSA requires as scrutiny of their compliance standards increases.The network and support service provider says many of its advisers are getting a growing number of mystery shopping visits.Sesame says the regulator is also increasingly deploying different ways to increase its reach such as sending emails, […]
People who drink their way to obesity face increases of up to 75 per cent in protection premiums, warns Standard Life.Research by OnePoll, conducted on behalf of the insurer, shows the average adult consumes around 155,000 calories each year in alcohol – equivalent to an extra day’s calories each week.Protection marketing manager Mick James says: […]
Defaqto has enhanced its Aequos database products and made them completely accessible online.The financial research firm has added equity release and its QuantRater product to Aequos Engage. There have also been technical advances such as the ability to save session work and to integrate databases with most main back-office systems and web-based quotation portals.Customers who […]
The introduction of ground-breaking pension freedoms in April 2015 has created some uncertainty for employees and employers alike, and they are looking for help. With further changed announced in the summer Budget, employees really need help to understand how the changes affect them.
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It is encouraging to see the FCA close in on lazy fund management, but more needs to be done Without fanfare, the FCA has confirmed its intention to punish lazy fund management. Several groups have been persuaded into voluntarily compensating investors who bought their beta-posing-as-alpha products, otherwise known as closet trackers. The regulator suggests that […]
Ex-GBST man and FinoComp chief executive Ray Tubman on the need for a brave new world of interoperability Platforms running on proprietary technology often see this as a competitive advantage, even if it is expensive to run. But ex-GBST man and now FinoComp chief executive Ray Tubman does not believe outsourcing is the poor relation. […]
Ahead of speaking at Money Marketing Interactive in May, founder and director of The Yardstick Agency Phil Bray gives tips on how advisers can improve their public image and why the FCA should rethink their plans for the register On a scale of 1 to 10, how optimistic are you about the advice market for […]