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Focus survey reveals PMI growth

The latest Money Marketing Focus Healthcare Survey, published this week, includes details of more than 200 products including critical illness, long-term care and healthcare cash plans.

The healthcare survey also reveals that there

has been significant growth in the private medical insurance market. Copes are available by calling 020 7292 3730.

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New compensation scheme declares 48 IFAs in default

The Financial Services Compensation Scheme has declared 48 IFA firms in default so far this year. The first figures from the scheme, which took over officially from the Investors Compensation Scheme this month, reveal a drop of 12 firms defaulting compared with the same period last year. Around 360 firms slid into default in 2000, […]

Product matters

With the introduction of stakeholder pensionsa profound change is taking place among the serious players in the personal pension market. Price is being driven down. To compete with the Catmarked stakeholder plan, personal pensions will have to exist inside the 1 per cent structure or demonstrate better value in some way. Or perhaps it is […]

IF starts 24 hour IFA service

Intelligent Finance is launching a new online service for IFAs allowing them to place clients&#39 business direct with the bank 24 hours a day. Through the website www.brokerinfo.if.com, IF registered advisers will also be able to monitor the progress of clients&#39 applications and check completed cases.

Scottish Mutual with-profits bonus rate cut

Scottish Mutual annual bonus rate on its unitised with-profits pensions is down to 6 per cent from 6.75 last year. Unitised with-profits life annual bonus is at 5.25 per cent, down from 6 per cent. On traditional with-profit life policies reversionary bonuses stay at 2 per cent on the basic benefit and 4 per cent […]

Guide

Guide: reporting to the Pensions Regulator — what and when?

Johnson Fleming has published a step-by-step guide demonstrating the importance of record keeping and reporting, and how it can ensure you operate a successful scheme. The guide takes you through some key questions you need to ask and identifies the information you need to obtain. The topics include: why you need to keep records and the benefits of doing this; registering your scheme; what information you need to record to ensure you meet the Pensions Regulator’s requirements; and what items need to be recorded and when.

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