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Fixed rate loans from Britannic

Britannic Money is introducing a range of fixed rate flexible mortgages,

which it says will appeal to self-employed borrowers by catering for their entrepreneurial lifestyle.

The loans are fixed at a rate of 4.75 percent for two years with a maximum loan to value of up to 85 percent.

There is also a three year fixed rate of 5.29 percent available with a maximum LTV of 85 per cent.

For buy-to-let loans both rates increase to 5.25 percent and 5.69 percent respectively with a maximum LTV of 80 per cent.


Homeowners tempts investors back to equities

Homeowners Investment Fund Management, part of Homeowners Friendly Society, has created the Homeowners equity Isa to tempt investors back to the UK stockmarket.This Isa is a tax wrapper around the Homeowners Investment growth fund, which is a tracker fund that invests in the shares which make up the FTSE 100 index. As the fund is […]

TMO offers penalty-free two-year self-cert discount

The Mortgage Operation is launching a two-year discounted self-certification mortgage with no redemption penalties.The loan, funded by Verso, has a discount rate of 4.89 per cent which reverts back to the Bank of England base rate currently 4 per cent plus 1.98 per cent after the two-year discount expires.The mortgage is available for purchase or […]

Who will follow R&SA?

Who&#39s next? That is the question on everyone&#39s lips following Royal & Sun Alliance&#39s closure to new business. Offices without high-profile backers with deep pockets – even the biggest – are sure to attract scrutiny from IFAs in coming months.In R&SA&#39s defence, it is not in the same shameful camp as the old regime at […]

Flexible bond from Leeds & Holbeck

Leeds & Holbeck Building Society is launching a three year fixed rate bond paying 4 per cent in year one, 4.5 per cent in year two and 5 per cent in year three. Savers can withdraw up to 50 per cent of their investment without notice or penalty and all capital is returned at the […]


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