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Fixed rate bond from Nationwide

Nationwide is launching a new two year fixed rate bond paying 4.90 per cent gross or monthly interest equalling 4.75 per cent gross a year.

The building society is also launching a three year fixed rate bond paying 5.10 per cent gross per year or monthly interest of 4.95 gross.

Both bonds are available to new and existing customers and can be opened at any branch with a minimum investment of £1.


GMAC-RFC scraps 25-year fixed rate loan after just two months

Lender GMAC-RFC is dropping its 25-year fixed rate mortgage product after just two months on the market, blaming a lack of interest from borrowers. GMAC-RFC offered the loan at 5.49 per cent but, despite an enthusiastic launch, marketing director Jeff Knight says the product just did not pick up enough interest. The company says swap […]

Busting out all over

On April 1 the provisions of the Enterprise Act 2002 and the Amended Insolvency Rules dealing with personal insolvency came into effect. Here we explore the main changes that have been brought about by the legislative provisions. Reduction of bankruptcy periodBefore April, once declared bankrupt, the period of bankruptcy generally lasted for three years. During […]

Virgin buys remaining stake in Virgin Money after £90m HHG deal

Virgin has bought the remaining 50 per cent share in Virgin Money Group, paying £90m for the joint venture it owned with HHG, the company comprising AMP&#39s former UK businesses. HHG will get £50m now plus instalments of £20m over two years for Virgin Money which offers stakeholder pensions, Isas, personal loans, savings accounts and […]

Home Fees Agency sets up own equity-release plan

The Nursing Home Fees Agency is offering its own equity-release service in response to demand. It says the new NHFA Lifetime Mortgages service means it can offer younger clients and possibly their relatives the ability to stay in their homes or improve the quality of their lives by drawing down income or capital from their […]

Neptune video: Indian valuations and Modi’s pro-investment agenda

Kunal Desai, Head of Indian Equities, discusses his expectations for the Indian market and highlights the key indicators that he is watching for 2015.

In the video, Kunal addresses:

• Indian equity valuations and the importance of stock selection in gaining exposure to the earnings upgrade cycle

• The BJP’s strengthening ambition in its pro-reform, pro-investment agenda


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