Just when you thought you knew what to expect from mortgage regulation, the Government has bowled the industry a googly in the form of Chancellor Gordon Brown's review into long-term fixed-rate mortgages, announced in the Budget.
On the agenda at this year's Money Marketing Live roadshow at London's Olympia on May 13 will be a talk on the implications of the Chancellor's new initiative and the industry is already preparing its views.
Some believe that if the Government could provide the industry with a framework to make long-term fixed-interest mortgages more feasible, they could go a long way to solving many of the country's housing problems.
For one, they suggest that these products would allow providers to lend more to lower-income workers.
The problem is, however, that when long-term fixed-interest mortgages make housing more affordable, it is possible that this will drive up prices due to increased demand.
This is one of many mortgage issues that will be debated by Money Marketing's panel of industry experts, which will be made up of CML head of external affairs Sue Anderson, Mortgage Code Compliance Board chief executive Luke March and IMLA chairman John Heron.
But the session will concentrate on the nitty-gritty of mortgage regulation and give IFAs the chance to see where the regulator has got with its thinking, with a senior representative fielding questions.
Also up for discussion will be the FSA's move to bring mortgage lenders and administrators and mortgage and insurance intermediaries within the regulatory scope.
Many of these changes relate to high-level standards and financial safeguards that these firms need to have in place in the future. This is your opportunity to find out what you need to do to fall in line with this regulation.
Money Marketing Live is also offering IFAs the chance to take part in strategy sessions with leading mortgage innovators.
Platform head of sales Jeremy Duncombe will be conducting a session entitled Niche and NonConforming Markets – Blurring into One.
Duncombe will focus on how the evolution of the niche and non-conforming markets has led to more competitive products, criteria and service.
Mortgages plc sales and marketing director Peter Beaumont will examine how the market is changing, especially for intermediaries operating in specialist markets such as sub-prime.
To find out more, phone our 24-hour registration hotline on 0870 7779817 or visit our web site at www.moneymarketinglive.co.uk.