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Fixed-loan rates at three-year low

Fixed-rate mortgages have fallen to their lowest levels since April 2007, according to, with the average rate for a two-year fix 4.62 per cent.


Lowes looks at structured secondary market fund

IFA firm Lowes Financial Management is in talks with CitiFirst about launching a fund that invests in secondary market structured products. When a client wants to surrender a structured product mid-term, the price can be low as it is inconvenient for banks and providers to buy back the investment. Managing director Ian Lowes believes that […]

Value for money in DC pensions

The Pension Policy Institute (PPI)’s recent report “Value for money in DC pensions” tries to identify factors by which people can assess whether their pension offers fair value for money (VFM). Fiona Tait provides an overview of the findings. Positive Outcomes It is extremely hard to assess VFM in a pension. Press activity naturally focuses […]


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