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Fit for Work — where next?

The rollout of Fit for Work (FFW) has now started in England and Wales.

The service is already available in parts of Wales and the Sheffield area, and the rollout map from the FFW website shows the remaining geographical areas, and indicates which ones will be able to access the service in the (fairly) near future. This will therefore be of use to any employer thinking about using elements of this service.

On a different, but not unrelated, topic, Jelf Employee Benefits has just launched an occupational health helpline. Full details on this service are available on the website.

This new service will be available to employers at an earlier point in the absence process than FFW (which has a four-week trigger point). The helpline will be able to take referrals where any absence is likely to exceed 21 days (or from day one for any stress-related absences), and so this could be a very useful additional tool for employers seeking to better manage sickness absence.

Please speak to your usual Jelf consultant for more details on this service.

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Budget Guide 2015

2015 Budget Guide: Pensions and savings

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This year’s Budget has seen the Chancellor press on with yet more far-reaching reforms, some of which build on last year’s momentous changes.

Key changes to the pensions lifetime allowance and innovations in the Isa sector will have far-reaching ramifications for the way advisers handle long-term saving issues.

John Greenwood 2014 peach

The 2015 Budget also introduced a revolutionary plan to create a secondary market for annuities, which creates both challenges and opportunities for advisers, and which beg questions about the government’s future approach to other secured benefits such as defined benefit. Trading annuities is not just about access to cash, but also about maximising the generous new death benefits that have just been introduced.

This Budget Guide is designed in partnership with Scottish Widows to give advisers access to some of the best thinking on the many varied issues raised by the Chancellor in his last Budget before the general election, to enable them to help their clients make the most of these far-reaching changes.

John Greenwood , Editor, Corporate Adviser

MM CA SW Budget Guide Supplement

 

Click Here to download the Money Marketing Budget Guide.

 

For more insight and analysis into the 2015 Budget visit the Scottish Widows adviser hub .

 

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