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First Mortgage offers three year fixed

First Mortgage is launching a three-year fixed-rate mortgage at 3.99 per cent.


The lender says it is launching the fixed-rate because it believes interest rates are unlikely to fall significantly lower it an ideal time for borrowers to take out fixed rate mortgages.


The three-year mortgage which is fixed until June 30 2002 is available at 90 per cent loan to value and has no compulsory insurances.


The loan has a £50 processing fee, a £345 completion fee and a special fees package for remortgages.


IFAs will receive a procuration fee of £250 on completion.

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