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First Direct back in the market

First Direct has resumed offering mortgages after withdrawing from the market in April. It says it has cleared a backlog of application approvals that forced it to suspend lending to new customers.

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According to our recent report on the death of retirement, changes in workplace pension provision mean that coming generations of retirees could have a radically different experience of retirement from their parents. The average contribution rate into an old-style final salary pension was around 20% of total wages, the statutory minimum for a new automatic […]

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