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Firms need to offer support

In response to the article, RDR will end conflicts of interest (Money Marketing, September 24), while there is a clear case for the RDR in terms of gaining increased consumer understanding and trust, our recent survey revealed that a huge number of IFAs have strong concerns.

Ninety-one per cent of respondents said they felt the requirement of QCF level 4 would prompt IFAs to leave the industry. This could lead to a clear skills’ gap of sufficiently qualified IFAs in the marketplace.

We are keen to see what stand employers will take on how they look to implement training and support advisers in gaining further qualifications.

Employers must do what they can to avoid a situation where IFAs are leaving the industry through fears of meeting new benchmarks.

Cathy Crammer

National accounts manager, Hays Financial Services


Scott joins RBS as non-exec for risk

Aviva chief financial officer Philip Scott is joining Royal Bank of Scotland as a non-executive chairman of a new risk committee at the bank.

Unlove story

Lack of any single, strong, identifiable investment theme today is leaving many investors scratching their heads wondering which way to go. Corporate bonds were certainly all the rage in the first quarter but equities have posted greater returns in recent months and are starting to tempt investors back in. But where should they go? Will there be another correction that makes it more appealing? Should they wait?


A worthwhile cause?

Munich Re is calling for the Association of British Insurers to rethink its proposal to remove total and permanent disability from critical illness policies and says a further consultation is needed before it implements any changes.

Protecting long-term savings from short-term policy

By Jamie Clark, Business Development Manager The pensions revolution is almost upon us. As with any revolution, there will be winners and losers. The winners in this case could presumably be the politicians that orchestrated pensions freedom and choice just before the general election. As for the losers, there may be many thousands of people […]


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