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Firm offers buy-to-let guide

Self-certification specialist The Mortgage Business is offering a free guide to intermediaries on buy-tolet lending.

The Landlord&#39s Guide to Buying to Let is designed as a sales tool for intermediaries to pass on to clients.

The Bank of Scotland subsidiary is aiming to capitalise on the increasing number of people investing in buy-to-let mortgages.

Mortgage Business says sales in this market have increa-sed by about 75 per cent to £392m from £223m since July last year, mainly as a result of intermediaries enc-ouraging clients to see this as a good alter-native to many other forms of investment.

The guide says buy-to-let properties suit clients looking for a long-term investment by offering income and capital growth. But it also warns people that house values can go up as well as down.

The guide explains the key financial features of buy to let, including the expenses incurred as well as insurance, legal requirements, security and tenancy laws.

Mortgage Business marketing director Bill Dudgeon says: “In the current climate of stockmarket volatility, buy to let can make an excellent midto long-term investment.”

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