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Calculating Savings
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Solving the contingent-charging conundrum

Contingent charging has come under intense scrutiny from the FCA and the question of whether or not it should be banned has divided the adviser community. But there is also wide divergence in exactly how models work across firms, how much advisers are charging and when exactly contingent fees are levied. There are those who […]

business property relief

Tony Wickenden: A radical alternative to IHT reform

A new report calls for the abolition of IHT, and comes just in time to catch the attention of the government’s review of the tax You may have seen reference in the press to the Intergenerational Commission report from the Resolution Foundation on options for inheritance tax reform. It is extensive, thoughtful and pulls no […]

FCA to review authorisation information causing confusion

The FCA will review information on its website about part of its authorisation process the Complaints Commissioner says is causing confusion. The information that will be reviewed relates to “minded to refuse” letters, which are sent to firms or individuals outlining the reasons why the regulator is considering refusing their application for authorisation. In the Complaints […]

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TSB to face regulatory scrutiny over tech failure

TSB will be investigated by the FCA over the failed April launch of its computer system which left 1.9 million people without online banking access. Some of TSB’s five million customers are still experiencing problems after it moved to a system run by the bank’s Spanish owner Sabadell more than six weeks ago. TSB chief […]

Guide

Guide: reporting to the Pensions Regulator — what and when?

Johnson Fleming has published a step-by-step guide demonstrating the importance of record keeping and reporting, and how it can ensure you operate a successful scheme. The guide takes you through some key questions you need to ask and identifies the information you need to obtain. The topics include: why you need to keep records and the benefits of doing this; registering your scheme; what information you need to record to ensure you meet the Pensions Regulator’s requirements; and what items need to be recorded and when.

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