Lesley Titcombe

Pensions regulator promises tougher oversight for workplace schemes

The Pensions Regulator will launch a new approach to the way it supervises workplace place schemes from next month to safeguard members’ benefits better. An increasing number of workplace pension schemes will come under greater scrutiny from the watchdog through a range of interventions to address risks sooner. The changes result from TPR’s major review […]


Hargreaves Lansdown launches delayed cash product

Hargreaves Lansdown has rolled out a cash service tool after more than two years of delays. The new service, Active Savings, will let users save money in cash alongside an Isa, Sipp or in general investments. According to a Financial Times report, the launch follows a series of delays for the product which was initially […]


Self-funded ‘bionic’ IFA reaches £100m in funds under advice

Candid Financial Advice, a firm that mostly uses technology to serve clients, has exceeded £100m in client funds under advice five years after its launch. Candid director Justin Modray says he is now looking to improve the firm’s scalability and accelerate growth since starting out in 2013. The firm is targeting an additional £100m in […]

HMRC helping to remove artificial gains

An investment bond offers investors certain tax advantages, one of which is the ability to take partial surrenders from the investment. This facility allows the policyholder to withdraw amounts up to 5% of the amount invested each policy year on a tax deferred basis, without incurring any immediate tax liability. This tax deferred allowance can […]


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